Medicare Card

As we head into the second half of 2026, now is the perfect time to review your health insurance coverage, prescription costs, and financial protection strategies.

Many people wait until Open Enrollment to evaluate their coverage, but that can be a costly mistake. Life changes happen throughout the year, and so do your healthcare needs.

Here are a few questions worth asking:

  • Have your medications changed this year?
  • Are your doctors still participating with your insurance plan?
  • Have you recently retired or plan to retire soon?
  • Has your income changed, potentially affecting Medicare Savings Programs or Extra Help eligibility?
  • Are you maximizing your HSA contributions if you have a qualified High Deductible Health Plan?
  • Have you reviewed your life insurance, disability insurance, or long-term care plans recently?

Business OwnerThe labor market remains competitive, and employee benefits continue to play a major role in attracting and retaining quality team members.

Many employers are surprised to learn there are affordable alternatives to traditional group health insurance that can provide meaningful benefits while reducing payroll taxes.

If you haven’t reviewed your employee benefits package in the last 12 months, now is a great time to revisit your options.

Stop-Leaving-Money-On-The-TableWe’ve already seen several operational changes this year affecting Medicare beneficiaries, including prescription drug updates, Medicare Savings Program processing delays, and provider network changes.

A simple annual review can help ensure you’re receiving all the benefits available to you.

To schedule an appointment with James, please click here. or reach out to James at here or 631-608-1137.

Remember, there is never a cost to you!