MY WHY….
My why is to break the cycle to help people and families that have worked their butts off learn how to protect themselves and their families. How to plan for retirement, estate planning, college funding, LIFE, FAMILY, and most important, TOMORROW…
At Safe Haven Insurance Agency, we specialize in safeguarding individuals of all lifestyles. Whether you’re planning for the future or securing your present, our free insurance consulting helps tailor coverage to fit your budget and needs.
We provide insurance services for every goal and circumstance, ensuring comprehensive protection for each client. Our client satisfaction is our top priority. We are committed to your happiness and won’t rest until you are completely satisfied with our services. Our dedication to excellence means we go the extra mile to meet your needs and exceed your expectations.
Contact us at your convenience to learn more about how we can assist you.
If you’re located in the United States, we have what you need to help meet your personal or family needs and situation.
We have offices in New York, but service our clients nationwide. Feel free to drop by or schedule a virtual appointment if you have questions or need help finding coverage.
Our vast experience in the insurance business and the companies we work with allow us to find the right plan that fits your needs.
At Safe Haven Insurance, we specialize in guiding clients as they approach Medicare age, helping them determine the optimal time to enroll based on their individual circumstances. For those already on Medicare, we assist in evaluating whether a Medicare Supplement Plan with a prescription drug plan or a Medicare Advantage Plan is most suitable. We carefully weigh these options and provide clear explanations, ensuring our clients understand the benefits of each.
Safe Haven Insurance Agency is committed to ensuring that everyone is protected in the event of their passing, without leaving the burden of final expenses on their loved ones. That’s why we offer burial insurance, also known as final expense insurance or funeral insurance.
At Safe Haven Insurance, we firmly believe that annuities should be a cornerstone of your retirement portfolio, especially as you approach and navigate your retirement years. We emphasize the importance of transitioning from “Hope so money” to “Know so money,” where annuities play a pivotal role.
At Safe Haven Insurance, we’re passionate about life insurance and the peace of mind it brings to families and individuals. We specialize in helping you harness the power of life insurance creatively, ensuring protection for your loved ones and planning for a secure future.
Welcome to Safe Haven Insurance Services, your trusted partner in navigating the complex world of health insurance. Whether you’re an individual seeking coverage or a company looking to provide benefits for your employees, we have tailored solutions to meet your needs.
Get acquainted with the process of insurance. It takes just a few simple steps.
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3927 Merrick Road Seaford, NY 11783
598 Broadhollow Rd, Melville, NY 11747, USA
Stay up-to-date on all the latest Safe Haven Insurance tips, facts, and resources
My wife and I recently had a conversation about learning to say no. Apparently, I could use some practice.
Medicare Open Enrollment is your annual opportunity to review your current coverage and make sure it still meets your needs for the coming year.
There. I said it. A few weeks ago, I was at the NAIPC Long Island Summer Party when one of my clients walked up to me and jokingly said…
On this episode of Golden Opportunities, we sit down to discuss the Medicare Shake-Up Nobody Saw Coming.
On this episode of Golden Opportunities, we sit down with two incredible healthcare professionals who followed their hearts, took a leap of faith, and are building something truly special in the world of senior care.
On this powerful episode of Golden Opportunities, I sit down with Laura LaFauci from Amber Court Communities for an honest conversation about assisted living, memory care, Medicaid planning, caregiving, and the emotional realities families face every single day.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
Fran brings more than 10 years of insurance experience to the Safe Haven Insurance team, specializing in supplemental insurance, health, and life products. She works with individuals, families, and businesses to help them understand their options and put protection in place that can provide greater financial security when it matters most.
Throughout her career, one thing has remained constant: her commitment to helping people navigate important decisions with honesty, patience, and a personal touch.
But the role Fran is most proud of is being a wife and mom. She has been married to her husband, Jamie, since 1994. Jamie is a retired LIRR Engineer and currently works for the Deer Park Union Free School District. Together, they have three children: Jaxie, a social worker at the Long Island High School for the Arts; Lexie, who works in Administration at Northwell; and Johnny, who works in Sales and Marketing at VIP Publications. And, of course, the family wouldn’t be complete without their dog, Eileen!
Community involvement has always been an important part of Fran’s life. She currently serves as a Director for the Deer Park Chamber of Commerce and Vice President of BXB. She also served as Director of Deer Park Softball for many years, including coaching her daughter Lexie’s team, and is a mentor with Big Brothers Big Sisters.
When she’s not working or giving back to her community, Fran enjoys hiking with her family and Eileen, playing pickleball, spending time with friends, and getting lost in a good book.
Fran believes the best relationships are built on trust, genuine connection, and a sincere desire to help others. Those are the same values she brings to every client relationship at Safe Haven.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
Melissa Sternreich is an experienced professional with a diverse background in both corporate America and education. Holding a Bachelor’s degree in Psychology and having pursued graduate studies, she brings a deep understanding of human behavior and communication to her role. With strong organizational skills and a client-focused approach, Melissa now leads our customer service team at Safe Haven Insurance.
Her dedication, problem-solving abilities, and commitment to client satisfaction have made her an invaluable asset to our organization, ensuring a seamless experience for every customer she assists.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
Jennifer Cardone is a dedicated insurance professional at Safe Haven Insurance, committed to helping individuals and businesses secure the right coverage for their unique needs. With a passion for providing personalized insurance solutions, she takes the time to understand each client’s specific circumstances, ensuring they receive expert guidance and comprehensive protection.
Jennifer believes that insurance is more than just a policy, it’s about financial security and peace of mind. She works closely with clients to navigate the complexities of coverage options, offering tailored recommendations that align with their goals. Her dedication to exceptional service and attention to detail make her a trusted resource for those seeking reliable protection for their assets, families, and businesses.
Jennifer takes pride in building lasting relationships and making a positive impact by helping clients safeguard their future with confidence.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
Iris Rivera is a dedicated HR leader with over 25 years of experience in Employee Relations and People Team Building. As the founder of Rivera Resources, she is passionate about helping small businesses navigate the complexities of human resources by providing tailored solutions that simplify HR management.
Throughout her career, Iris has worked extensively with the Spanish-speaking community and individuals from diverse backgrounds. She has mastered the art of managing employee relationships, resolving workplace conflicts, and optimizing HR processes to ensure smooth operations for businesses of all sizes.
As a bilingual HR consultant, Iris Rivera is committed to delivering customized solutions and personalized guidance to meet the unique needs of each client. She understands that HR can be overwhelming—especially for small businesses with limited resources—and believes in the power of empathy and active listening to provide effective, practical support.
Iris Rivera’s goal is to empower businesses with the HR tools and strategies they need to thrive, ensuring compliance, efficiency, and a positive workplace culture.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
After more than two decades of experience as an AVP and consultant in the investment industry, working with leading custody banks in both the United States and South Africa, I chose to shift my focus to Medicare and insurance. With a deep commitment to making a meaningful impact, I am dedicated to guiding individuals through the often-complex world of Medicare and insurance. My goal is not simply to help people choose the right plan, but to empower them with the confidence and security that comes from knowing their coverage truly addresses their unique needs. I recognize that healthcare decisions are among the most critical choices we make, and I am here to offer clarity, empathy, and unwavering support throughout the entire process. I’m not just selling insurance; I’m building trust, fostering peace of mind, and helping people navigate their healthcare journey with confidence.
Después de más de dos décadas de experiencia como AVP y consultor en la industria de inversiones, trabajando con los principales bancos de custodia tanto en los Estados Unidos como en Sudáfrica, decidí cambiar mi enfoque a Medicare y seguros. Con un profundo compromiso de tener un impacto significativo, me dedico a guiar a las personas a través del mundo a menudo complejo de Medicare y seguros. Mi objetivo no es simplemente ayudar a las personas a elegir el plan correcto, sino empoderarlos con la confianza y la seguridad que proviene de saber que su cobertura realmente aborda sus necesidades únicas. Reconozco que las decisiones de atención médica se encuentran entre las decisiones más críticas que tomamos, y estoy aquí para ofrecer claridad, empatía y apoyo inquebrantable durante todo el proceso. No solo estoy vendiendo seguros; estoy construyendo confianza, fomentando la paz mental y ayudando a las personas a navegar su viaje de atención médica con confianza.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
Jonathan Silberstein is an experienced insurance professional with over 25 years in the industry. He started his career with New York Life in NYC, later joining Cowan Financial Group, a MassMutual agency, where he transitioned to employee benefits, specializing in worksite plans for small businesses.
This focus included health insurance, payroll-deducted benefits, and executive plans, establishing him as a trusted advisor. Networking has been a key part of his practice; he served as President of NYC’s BNI Chapter 4, growing it significantly during his four-year term. Today, he’s aligned with Safe Haven Insurance Agency in Melville, NY, a leader in Medicare and health insurance. Jonathan resides in Huntington, NY, with his wife of 29 years and has a son and dog Asher.
To connect with Safe Haven Insurance Agency, please call +1 (631) 608-1137 or book an appointment today!
I come from a middle class, blue collar family of small business owners. My grandfather worked seven days a week, 12 hours a day and practically never took a vacation. My father followed suite and I was next in line.
I remember as a kid my dad would wake me up at 4 am before school to help him open his deli. I would prep the bacon and home fries for the morning rush. On Sunday morning at 2 am my grandfather would honk his horn in front of my house, so I could put the newspapers together before his morning rush.
I loved every second of it! I was spending time with my two favorite people, building the family business’ and making money! Yes, I got paid too! Soon enough, I was working before school, after school and twelve hours a day on the weekends. My family certainly taught me work ethic and how to earn.
One day I asked my grandfather when he was going to retire? He replied, “When they bury me.” I realized as I matured why he said that, he had no retirement. He knew how to earn and that was it. He worked until the day he went into the hospital and he passed shortly after that. When he passed my grandmother was 70 and she didn’t get a check from the insurance company, all she opened was the next months bills. She worked every day until she was 86.
My Dad, he still works every day, seven days a week. When he got sick and was in the hospital, we took turns watching his restaurant. When he came home from the hospital, my mother drove him to work because he had no choice. I guess I was next?
My Grandfather actually had a fairly large Term Insurance policy and it expired the year before he passed. He was never guided or reminded by his agent that it wasn’t going to last forever and to get into something permanent such as Whole Life.
My Grandmother is now bedridden from a fall she had 2 years ago. She makes $300 too much with social security and isn’t eligible for Medicaid. My family and I share the costs of Aides and split the time needed for care between the 7 of us. No one ever spoke to my Grandparents about Long Term Care Insurance.
When my father couldn’t work because of his illness, he didn’t have Permanent Disabilty Insurance and had to figure out how to get back to work quickly. We all know the disabilty Insurance we get from work is not enough to survive. He was never told about it…
MY WHY…. is to break the cycle. To help people and families that have worked their butts off learn how to protect themselves and their families. How to plan for retirement, estate planning, college funding, LIFE, FAMILY, and most important, TOMORROW… that’s my selfish gratification.
